I haven’t found a form for that. We are trying to have Baby Step 3 done as fast as possible. We are debt-free except for mortgage at this point and credit card is completely destroyed. DH and I are having meetings going on this weekend to gazelle it until BS3 done. What other goals should we be setting? We are planning on going to the 3 month emergency fund and then adding in the other steps while keeping funding the emergency fund up to a 6 month level. I have a daughter in college and a son who will soon be there and we would like to help them and three more kids after them to plan for-total 5 kids to help with college.